To "Friend" or "Unfriend"??

Hello there! Finally have time to update my blog today. For my entry today, I would like to tell you a true story that happened to me recently.

I have an old friend, we go way back since High School, then University days, then we became housemates & so-called best friend even after both of us got married. We kept in touch, did some small business together and after a while both of us got so busy that we lost touch. I had my Cyber Cafe business to run and she had join a MLM business and she had became really successful. Then I started working again and got even busier that I only keep track of her latest new via Facebook.

I was really proud of her because I know that she's the kind of person that really goes all out to achieve her target. Even since we were singles, she had joined another MLM before & also became a Unit Trust agent. And she's really good at what she's doing, that when she worked with an international bank, she managed to seal big sales for her team.

Along the way, she became really successful with her recent MLM business, that she managed to bought herself a BMW. I was proud of her (sincerely!) achievements and how she managed to do it in just 2-years time.

Now, to the main story.. I had recently started to slowly become a Unit Trust agent. But I was not certified yet, so I was doing it under my friend's guidance. Being an opportunist, I called this successful friend of mine to try to sell Unit Trust to her. I know it's been a while since I called her last, but I thought it's time to patch things up and maybe keep in touch again.

I was quite surprised that when I talked to her on the phone, she sounded so cold and formal, as if I'm talking to my lawyer (business-like tone). So, I just assume that she's used to it since she's really successful and rich nowadays. So, I was going on and giving her investment suggestions and in between asked how's she's been doing and what not. At the end of the conversation, she said that she'll consider the options that I gave and will contact me should she decides to invest with me. So, fine, that's all I guess...

But, No, No, No!! Few days after the phone call, I was going thru my Facebook and thought maybe I could give her page a peek. But, to my surprise, SHE REMOVED ME FROM HER FRIENDS LIST! Or in other words, she "UNFRIEND" me! I was so shocked that I called my other old friend from school and told her the story. And another surprise was, that SHE was also REMOVED from the FRIEND'S LIST too!

I assumed that she the reason she removed me was because I was trying to sell her the Unit Trust, but apparently due to no reason at all, my other friend was removed too!

So, what does that mean? It is because that we are not as rich and as lavish as her? Or is it because we are not driving expensive car like her? Or has the money and luxury changed her? If so, it's quite sad to see that MONEY, STATUS & WEALTH indeed can change a person.

So, the morale of the story is "When you are already flying high in the sky, always remember that there's a land down below, cause you might need it to land should your wings breaks and you are falling hard on your head". So, always remember to look back and remember who you used to be and those who have mattered and befriended you regardless of who you are..

Bye for now..

Hutang, Hutang, Hutang

Bila kita cerita pasal hutang, tentunya satu hari pun tak akan habis topik ni kan? Tapi hari ni, saya nak cerita pasal hutang jugak.. Dalam dunia ni, ada macam-macam jenis manusia.. Dan setiap orang perlukan duit betol? Saya pun perlu duit dan saya tak akan bohong yang saya pun ada hutang keliling pinggang.. Mungkin keliling pinggang pun dah tak muat, dah sampai keliling punggung.. Hehehe...

Tapi saya nak cerita pasal seorang manusia ni di mana on Goodwill gesture, saya ajak dia ni main kutu bersama saya dan rakan-rakan yang lain.. Dek kerana dia ni nak bersalin bulan Februari, saya ajak la sebab saya tau kos perbelanjaan bersalin agak besar. Selepas dia ni dapat bahagian dia, di sini lah drama nya bermula.. Mula-mula lambat bayar. Orang lain bayar paling lewat pun 25hb setiap bulan, dia bayar 10hb, dengan alasan gaji dia masuk lambat. Ok, takpelah lagi. Sebab saya pun ada hati perut, saya pun cakaplah ok. Daripada bayar lambat, terus tak bayar terus. Sampai ke hari ni, manusia ni dah tertunggak 4 bulan bayaran kutu. Bila sms tak jawab, bila call tak angkat. Kalau korang jadi saya, bingit tak rasa-rasanya? Mestilah kan? Jadi, sms-sms saya tu, dari bahasanya lembut dah bertukar menjadi kasar dek kerana bingit. 

Lama kelamaan, keadaan dah bertambah buruk. Sekarang ni, bila dia dah "bersuara" semula, bahasa-bahasa kesat yang dilemparkan kepada saya. Mungkin salah saya jugak kot, sebab saya dah ter-trigger angry points dia.. Tapi, WTF la kan? Masalahnya, yang terpaksa mengadap orang-orang lain ni saya kan? Bukan dia.. 

Jadi, di sini saya ingin mengklasifikan beberapa kategori orang-orang yang berhutang (sebab saya dah banyak pengalaman kan!):

1) Orang yang berhutang dan membayar hutang tepat masanya. (Saya termasuk dalam 

    kategori ni selalunya cuma bila part memang dah ketandusan, terpaksa mintak postpone).

2) Orang yang berhutang dan ada niat nak membayar hutang, tapi belum ada kemampuan 

    nak membayarnya. (Saya pun tergolong dalam kategori ni sebab saya memang sentiasa 

    ada niat nak bayar hutang yang besar-besar tu dengan segera, cuma keadaan belum 

    mengizinkan).

3) Orang yang berhutang tetapi lambat membayarnya. (Saya pun termasuk dalam kategori 

    ni seperti yang ada baca pada no 1).

4) Orang yang berhutang, cakap besar yang dia boleh bayar, tapi tidak membayarnya 

    dengan memberikan 1001 alasan (Ini boleh kita relate kepada kisah manusia yang saya 

    ceritakan di atas tadi).

5) Orang yang berhutang, tahu dia berhutang, tapi buat-buat lupa dia berhutang (Saya tak 

    pasti sama ada saya termasuk dalam kategori ni, tapi kalau ada siapa-siapa rasa yang saya 

    berhutang dengan korang, sila maklumkan ya, sebab memang takde niat nak buat-buat 

    lupa sebab memang lupa.

Jadi, adakah anda terkategori dalam salah satu di antara yang di atas? Sesungguhnya saya sangat memahami terutamanya pada anda yang pernah buat kesilapan di masa yang lalu (credit card atau personal loan - terlebih budget!). Mak saya selalu ingatkan, bila kita berhutang dengan orang lain, dan ada niat nak membayar hutang tersebut, insyallah Allah akan membantu kita dengan membukakan jalan-jalan untuk kita menyelesaikan masalah kita tu. 

Untuk sementara ini, saya masih lagi dalam pencarian mendapatkan satu jumlah wang yang besar untuk saya menyelesaikan hutang-hutang "kecil" ini dan hanya perlu membayar satu hutang yang "besar" sahaja. Tapi nampaknya setakat ni, peluang itu masih belum datang lagi buat saya.. Jadi, saya perlu "make-do" dengan apa yang saya dapat dengan gaji bulanan saya dan selesaikan mana yang penting dulu.

Jadi, kalau ada di antara korang tau mana-mana "lubang" untuk saya dapatkan "pinjaman peribadi" bagi orang-orang yang ada masalah credit ni, silalah maklumkan pada saya ya....

Kerjasama anda amat dihargai...